Ripple is a technology company that provides real-time gross settlement systems, currency exchange, and remittance services. Founded in 2012, Ripple aims to enable secure, instant, and low-cost international payments. The company is known for its digital payment protocol and its cryptocurrency, XRP, which is used to facilitate cross-border transactions. Ripple's innovative solutions are designed to improve the efficiency of the global financial system, making it easier for businesses and individuals to send money across borders.