See what are your chances of getting this job! About the role
Overview
We are seeking a talented Data Scientist to drive credit risk intelligence across our lending system. You will monitor portfolio health, research risk trends, and transform borrower data into actionable insights that shape our credit strategy.
Skills
Candidate requirements
These are the minimum requirements a candidate must meet to be considered for this role.
- 4+ years of experience in decision science, credit risk analytics, or a closely related quantitative role within fintech or consumer lending
- Deep proficiency in Python and SQL; comfortable owning analyses end-to-end from raw data to recommendation
Data Scientist - Credit & Risk
Credit is a financial technology company dedicated to making credit accessible to underserved populations worldwide.
Last updated 2026-04-02T06:01:56.452Z
Overview
We are seeking a talented Data Scientist to drive credit risk intelligence across our lending system. You will monitor portfolio health, research risk trends, and transform borrower data into actionable insights that shape our credit strategy.
Salary
Competitive Salary
Location
San Francisco, United States
OnsiteDepartment
Data
Level
Mid-Level
Skills
Overview
We are seeking a talented Data Scientist to drive credit risk intelligence across our lending system. You will monitor portfolio health, research risk trends, and transform borrower data into actionable insights that shape our credit strategy.
Skills
Candidate requirements
These are the minimum requirements a candidate must meet to be considered for this role.
- 4+ years of experience in decision science, credit risk analytics, or a closely related quantitative role within fintech or consumer lending
- Deep proficiency in Python and SQL; comfortable owning analyses end-to-end from raw data to recommendation
About Divine
Credit is a pioneering financial technology company focused on providing accessible credit solutions to underserved populations globally. With a mission to make credit a human right, not a privilege, Credit leverages innovative trust-building mechanisms instead of traditional verification methods. Their platform has already empowered over 20,000 users in Argentina, allowing them to access essential goods and services despite the challenges posed by conventional banking systems. By prioritizing performance and user experience, Credit aims to serve millions who are currently excluded from financial services.
Company score (5)
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